Would You Like To BUY a Home But Need HELP With the DOWN PAYMENT?

The Home Now Program provides financing and down payment/ closing cost assistance in the way of a gift (not a loan) to the borrower through an approved lending corporation.

Montana Community Development Corporation developed the program to meet the housing needs of Montana residential borrowers who meet the income levels of less then 115% Applicable Median Income (AMI).
The purpose of the loan is for a single-family borrower to purchase or refinance a primary owner- occupied residence, that are 1 or 2 units including Condos, Townhomes and PUD’s through an FHA, VA, RD, or CONVENTIONAL loan with a 30 Year term.

FHA,VA, and RD programs provide 3.5% or 5% assistance. Gifting funds up to 100% of the homebuyer’s cash to close with no contribution or refund from borrower.
CONVENTIONAL program – provides 3%, 4%, or 5% assistance.

(FICO) Minimum Credit Score of FHA,VA, and RD is to be 640 or higher HOMEBUYER EDUCATION – Recommended but not required.

Get Pre-Qualified Now!