Ray is a 4 th generation Montanan and lifelong Billings resident that loves all our beautiful state
has to offer. He is well traveled in Montana and loves the outdoors under the Big Sky and the
culture of our great state.
Ray came to Western Skies after retiring from a 26 year banking career with a Fortune 500
company, having built solid local relationships and relationships across the country on trust and
dedication. His banking experience includes 17 years as a lending underwriter where he helped
finance hundreds of real estate purchases and understands the challenges and rewards buyers
and sellers encounter in real estate transactions. Through these transactions, Ray has
developed strong negotiation skills to help make residential, commercial and ag deals come
together. In addition, Ray’s past experience includes managing marketing campaigns and ad
agency relationships, giving him a solid background on what it takes to make sales happen!
Ray is also well versed in personal and commercial financial analysis, making him a valuable
resource for clients in investment and personal real estate opportunities. With his varied
experience, strong ties throughout Montana, and knowledge of the local real estate market –
Ray is uniquely qualified to help you through your real estate decisions.
While meeting clients’ needs is top priority, Ray believes in building strong relationships with
clients beyond the sale and providing personalized service. In this day and age of texts and
emails, Ray believes personal conversation is still the best form of communication.
In his free time, Ray enjoys spending time with family and friends – often exploring the
backroads or lesser-known microbreweries. He is a Montana State University alum and enjoys
all college and youth sports, having coached youth sports for many years. Ray has a lovely
wife, Annette, and two grown children, Alicia and Ike.
300 s. 24th Street W.
Billings, MT 59102
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